Moline Acres, MO
Moline Acres wildfire risk explained
USFS scores Moline Acres at the 44th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 954 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Moline Acres at the 47th percentile, close to its 44th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 96% of Moline Acres's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Moline Acres ranks
Moline Acres ranks lower within Missouri (20th percentile statewide) than its 44th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Moline Acres ranks 17,743 for wildfire risk (1 is highest) and 12,277 by building count (1 is largest). Within Missouri alone, it ranks 845 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Moline Acres
Moline Acres's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Moline Acres
Moline Acres's 96% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 954 counted buildings into the percentiles shown above for Moline Acres. For more on what minimal exposure implies beyond Moline Acres, see the exposure-zones guide.