Mole Lake, WI
How exposed is Mole Lake to wildfire?
Out of every US place USFS scores, Mole Lake lands at the 15th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 299 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mole Lake at the 15th percentile, close to its 15th-percentile risk score.
Mole Lake's building exposure, zone by zone
Of Mole Lake's 299 counted buildings, 89% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Mole Lake against the rest of the country
There's little gap between Mole Lake's 15th national percentile and its 18th percentile inside Wisconsin, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mole Lake ranks 26,714 for wildfire risk (1 is highest) and 21,673 by building count (1 is largest). Within Wisconsin alone, it ranks 666 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Mole Lake and the insurance market
Mole Lake's low wildfire rating (15th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 89% of Mole Lake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Mole Lake's figures come from
Mole Lake's 15th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mole Lake's dominant direct exposure actually means, with real examples from across the dataset.