Mokena, IL
Mokena wildfire risk explained
Mokena sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 6,430 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mokena's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 96.9% of Mokena's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 6,430 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mokena compares
Within Illinois, Mokena ranks higher (87th percentile) than it does nationally (35th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Mokena ranks 20,509 for wildfire risk (1 is highest) and 2,696 by building count (1 is largest). Within Illinois alone, it ranks 194 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Mokena and the insurance market
At the 35th national percentile, Mokena rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 96.9% of buildings rated Minimal exposure, Mokena gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Mokena's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Mokena, see the exposure-zones guide.