Mokelumne Hill, CA
Mokelumne Hill wildfire risk explained
USFS scores Mokelumne Hill at the 97th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 536 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mokelumne Hill's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
What "at risk" means for the buildings here
67.2% of Mokelumne Hill's 536 buildings sit in USFS's Direct exposure zone, roughly 360 structures close enough to burnable vegetation for flame contact, not just embers — 32.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Mokelumne Hill ranks
Mokelumne Hill's 97th national percentile looks worse in isolation than its 80th ranking inside California does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Mokelumne Hill ranks 908 for wildfire risk (1 is highest) and 16,773 by building count (1 is largest). Within California alone, it ranks 321 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Mokelumne Hill
Mokelumne Hill's 97th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Mokelumne Hill
With 67.2% of Mokelumne Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mokelumne Hill's 908-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Mokelumne Hill, see the exposure-zones guide.