Mokane, MO
How exposed is Mokane to wildfire?
USFS's Wildfire Risk to Communities model puts Mokane at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 134 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mokane at the 59th percentile, close to its 56th-percentile risk score.
What "at risk" means for the buildings here
Most of Mokane's buildings (89.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Mokane against the rest of the country
Mokane scores 56th nationally and 44th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mokane ranks 13,905 for wildfire risk (1 is highest) and 27,547 by building count (1 is largest). Within Missouri alone, it ranks 592 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Mokane and the insurance market
Mokane's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Mokane's 89.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Mokane's figures come from
Every one of the two percentiles behind Mokane's 13,905-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mokane's dominant indirect exposure actually means, with real examples from across the dataset.