Mohawk Vista, CA
How exposed is Mohawk Vista to wildfire?
USFS scores Mohawk Vista at the 99th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 155 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mohawk Vista's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Mohawk Vista's building exposure, zone by zone
USFS classifies 100% of Mohawk Vista's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 155 structures sit close enough to vegetation that lot clearing matters most.
Mohawk Vista against the rest of the country
There's little gap between Mohawk Vista's 99th national percentile and its 89th percentile inside California, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mohawk Vista ranks 370 for wildfire risk (1 is highest) and 26,645 by building count (1 is largest). Within California alone, it ranks 181 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Mohawk Vista and the insurance market
Mohawk Vista's 99th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Mohawk Vista's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 155 counted buildings into the percentiles shown above for Mohawk Vista. For more on what direct exposure implies beyond Mohawk Vista, see the exposure-zones guide.