Mohawk, MI
How exposed is Mohawk to wildfire?
Mohawk sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 319 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mohawk at the 39th percentile, close to its 38th-percentile risk score.
Where Mohawk's buildings actually sit
Indirect exposure is dominant in Mohawk (76.5% of 319 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 23.5% sit in the Direct zone.
Mohawk against the rest of the country
Mohawk's 90th-percentile standing inside Michigan outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mohawk ranks 19,413 for wildfire risk (1 is highest) and 21,116 by building count (1 is largest). Within Michigan alone, it ranks 79 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Mohawk and the insurance market
At the 38th national percentile, Mohawk rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Mohawk (76.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Mohawk's figures come from
The methodology guide shows exactly how USFS turned 319 counted buildings into the percentiles shown above for Mohawk. The exposure-zones guide covers what Mohawk's dominant indirect exposure actually means, with real examples from across the dataset.