Mogul, NV
Mogul wildfire risk explained
USFS's Wildfire Risk to Communities model puts Mogul at the 95th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 650 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mogul at the 95th percentile, close to its 95th-percentile risk score.
Where Mogul's buildings actually sit
USFS puts 90.2% of Mogul's 650 buildings in the Indirect exposure zone, versus 9.9% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Mogul against the rest of the country
Inside Nevada, Mogul sits at just the 55th percentile even though it scores 95th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Mogul ranks 1,577 for wildfire risk (1 is highest) and 15,201 by building count (1 is largest). Within Nevada alone, it ranks 56 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
Shopping for coverage in Mogul
At the 95th percentile nationally, Mogul carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Mogul
With ember exposure the dominant pattern in Mogul (90.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Mogul's figures come from
The methodology guide shows exactly how USFS turned 650 counted buildings into the percentiles shown above for Mogul. The exposure-zones guide covers what Mogul's dominant indirect exposure actually means, with real examples from across the dataset.