Modoc, SC
Modoc, SC's wildfire risk, in USFS's own numbers
Modoc's 392 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Modoc's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Where Modoc's buildings actually sit
89% of Modoc's 392 buildings sit in USFS's Direct exposure zone, roughly 349 structures close enough to burnable vegetation for flame contact, not just embers — 1.3% fall in the Indirect, ember-only zone and 9.7% are Minimal.
Modoc against the rest of the country
Modoc's risk sits at a similar level relative to South Carolina (67th percentile statewide) as it does nationally (73rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Modoc ranks 8,582 for wildfire risk (1 is highest) and 19,382 by building count (1 is largest). Within South Carolina alone, it ranks 155 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Modoc
Modoc's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 89% of Modoc in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Modoc's figures come from
The methodology guide shows exactly how USFS turned 392 counted buildings into the percentiles shown above for Modoc. The exposure-zones guide covers what Modoc's dominant direct exposure actually means, with real examples from across the dataset.