Modjeska, CA
Modjeska, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Modjeska lands at the 100th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 298 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Modjeska at the 100th percentile, close to its 100th-percentile risk score.
What "at risk" means for the buildings here
298 buildings are counted in Modjeska, and 97% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Modjeska ranks
Modjeska scores 100th nationally and 95th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Modjeska ranks 126 for wildfire risk (1 is highest) and 21,675 by building count (1 is largest). Within California alone, it ranks 83 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Modjeska is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
With 97% of Modjeska in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Modjeska's figures come from
Modjeska's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Modjeska's dominant direct exposure actually means, with real examples from across the dataset.