Moccasin, MT
Moccasin, MT's wildfire risk, in USFS's own numbers
Moccasin's 108 buildings earn a 9th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Moccasin's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
What "at risk" means for the buildings here
Only 43.5% of Moccasin's 108 buildings carry Direct exposure and 0% carry Indirect; the remaining 56.5% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Moccasin against the rest of the country
Moccasin's risk sits at a similar level relative to Montana (2nd percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Moccasin ranks 28,620 for wildfire risk (1 is highest) and 28,700 by building count (1 is largest). Within Montana alone, it ranks 468 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Moccasin and the insurance market
Moccasin's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Moccasin
Moccasin's 56.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Moccasin's figures come from
Moccasin's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Moccasin's dominant minimal exposure actually means, with real examples from across the dataset.