Missouri City, MO
Missouri City wildfire risk explained
Out of every US place USFS scores, Missouri City lands at the 55th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 196 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Missouri City at the 57th percentile, close to its 55th-percentile risk score.
What "at risk" means for the buildings here
Most of Missouri City's buildings (50.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Missouri City ranks
There's little gap between Missouri City's 55th national percentile and its 43rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Missouri City ranks 14,060 for wildfire risk (1 is highest) and 25,002 by building count (1 is largest). Within Missouri alone, it ranks 607 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Missouri City's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Missouri City
Missouri City's 50.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Missouri City's 14,060-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Missouri City, see the exposure-zones guide.