Mission, TX
Mission, TX's wildfire risk, in USFS's own numbers
USFS scores Mission at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 32,119 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Mission at the 75th percentile, close to its 75th-percentile risk score.
Where Mission's buildings actually sit
Most of Mission's buildings (92.7% of 32,119) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 32,119 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mission ranks
Mission's 75th national percentile looks worse in isolation than its 45th ranking inside Texas does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Mission ranks 8,016 for wildfire risk (1 is highest) and 346 by building count (1 is largest). Within Texas alone, it ranks 982 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Mission's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Even with 92.7% of Mission outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Mission's figures come from
The methodology guide shows exactly how USFS turned 32,119 counted buildings into the percentiles shown above for Mission. The exposure-zones guide covers what Mission's dominant minimal exposure actually means, with real examples from across the dataset.