Misquamicut, RI
How exposed is Misquamicut to wildfire?
Out of every US place USFS scores, Misquamicut lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 967 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Misquamicut's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Misquamicut's buildings actually sit
Misquamicut rates 88.2% Minimal exposure against just 9.7% Direct and 2.1% Indirect — of 967 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Misquamicut compares
Misquamicut scores 10th nationally and 17th within Rhode Island — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Misquamicut ranks 28,318 for wildfire risk (1 is highest) and 12,171 by building count (1 is largest). Within Rhode Island alone, it ranks 30 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
Shopping for coverage in Misquamicut
Misquamicut's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Misquamicut's 88.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 967 counted buildings into the percentiles shown above for Misquamicut. For more on what minimal exposure implies beyond Misquamicut, see the exposure-zones guide.