Mirrormont, WA
Mirrormont wildfire risk explained
USFS scores Mirrormont at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,002 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mirrormont's burn probability — fire likelihood with no building count factored in — sits at the 62nd percentile nationally.
Where Mirrormont's buildings actually sit
USFS classifies 96.5% of Mirrormont's buildings as Direct exposure, higher than its 3.6% Indirect share and far above its 0% Minimal share — a profile where 1,931 structures sit close enough to vegetation that lot clearing matters most.
How Mirrormont compares
Mirrormont's risk sits at a similar level relative to Washington (69th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mirrormont ranks 11,424 for wildfire risk (1 is highest) and 7,474 by building count (1 is largest). Within Washington alone, it ranks 195 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 64th percentile nationally, Mirrormont carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 96.5% of Mirrormont in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Mirrormont's 11,424-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Mirrormont, see the exposure-zones guide.