Mirando City, TX
How exposed is Mirando City to wildfire?
USFS's Wildfire Risk to Communities model puts Mirando City at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 263 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mirando City's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Mirando City's building exposure, zone by zone
Most of Mirando City's buildings (81.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Mirando City ranks
Mirando City's 79th national percentile looks worse in isolation than its 59th ranking inside Texas does — this place is on the milder end for its own state, by 20 points. Among the 31,521 US communities USFS scores, Mirando City ranks 6,601 for wildfire risk (1 is highest) and 22,758 by building count (1 is largest). Within Texas alone, it ranks 741 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Mirando City and the insurance market
At the 79th percentile nationally, Mirando City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Mirando City's 81.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 263 counted buildings into the percentiles shown above for Mirando City. For more on what indirect exposure implies beyond Mirando City, see the exposure-zones guide.