Miracle Valley, AZ
How exposed is Miracle Valley to wildfire?
Out of every US place USFS scores, Miracle Valley lands at the 96th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 453 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Miracle Valley's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Miracle Valley's building exposure, zone by zone
Direct exposure dominates in Miracle Valley: 88.7% of its 453 buildings, versus 11.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Miracle Valley compares
Miracle Valley's 96th national percentile looks worse in isolation than its 77th ranking inside Arizona does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Miracle Valley ranks 1,342 for wildfire risk (1 is highest) and 18,208 by building count (1 is largest). Within Arizona alone, it ranks 104 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Shopping for coverage in Miracle Valley
Miracle Valley's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 88.7% of Miracle Valley in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Miracle Valley's 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Miracle Valley, see the exposure-zones guide.