Minturn, CO
How exposed is Minturn to wildfire?
Minturn sits at the 83rd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 583 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minturn at the 77th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Minturn's buildings actually sit
Most of Minturn's buildings (51.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Minturn ranks
Minturn ranks lower within Colorado (63rd percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Minturn ranks 5,225 for wildfire risk (1 is highest) and 16,061 by building count (1 is largest). Within Colorado alone, it ranks 177 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Minturn and the insurance market
Minturn's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Minturn (51.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Minturn's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Minturn, see the exposure-zones guide.