Minturn, AR
How exposed is Minturn to wildfire?
USFS scores Minturn at the 49th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 76 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minturn at the 51st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
57.9% of Minturn's 76 buildings sit in USFS's Direct exposure zone, roughly 44 structures close enough to burnable vegetation for flame contact, not just embers — 1.3% fall in the Indirect, ember-only zone and 40.8% are Minimal.
Minturn against the rest of the country
Minturn ranks lower within Arkansas (25th percentile statewide) than its 49th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Minturn ranks 16,094 for wildfire risk (1 is highest) and 30,039 by building count (1 is largest). Within Arkansas alone, it ranks 464 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Minturn's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 57.9% of Minturn in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Minturn's 16,094-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Minturn, see the exposure-zones guide.