Minster, OH
How exposed is Minster to wildfire?
Out of every US place USFS scores, Minster lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,638 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Minster's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
Minster's building exposure, zone by zone
Minster rates 89% Minimal exposure against just 11% Direct and 0% Indirect — of 1,638 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Minster compares
Minster's risk sits at a similar level relative to Ohio (10th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Minster ranks 31,057 for wildfire risk (1 is highest) and 8,627 by building count (1 is largest). Within Ohio alone, it ranks 1,143 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Minster's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Minster
Even with 89% of Minster outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Minster's figures come from
Minster's 2nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Minster's dominant minimal exposure actually means, with real examples from across the dataset.