Minor Hill, TN
Minor Hill, TN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Minor Hill lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 402 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minor Hill at the 54th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Minor Hill's building exposure, zone by zone
Direct exposure dominates in Minor Hill: 98.5% of its 402 buildings, versus 1.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Minor Hill ranks
There's little gap between Minor Hill's 51st national percentile and its 44th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Minor Hill ranks 15,489 for wildfire risk (1 is highest) and 19,174 by building count (1 is largest). Within Tennessee alone, it ranks 281 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Minor Hill and the insurance market
At the 51st national percentile, Minor Hill rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Minor Hill
Because Direct exposure dominates in Minor Hill (98.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Minor Hill's figures come from
Every one of the two percentiles behind Minor Hill's 15,489-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Minor Hill's dominant direct exposure actually means, with real examples from across the dataset.