Minor, AL
Minor, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Minor lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 619 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Minor at the 75th percentile, close to its 71st-percentile risk score.
Minor's building exposure, zone by zone
619 buildings are counted in Minor, and 56.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.1% rated Minimal.
Minor against the rest of the country
Inside Alabama, Minor sits at just the 49th percentile even though it scores 71st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Minor ranks 9,127 for wildfire risk (1 is highest) and 15,564 by building count (1 is largest). Within Alabama alone, it ranks 304 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Minor's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Minor
Because Direct exposure dominates in Minor (56.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Minor's figures come from
The methodology guide shows exactly how USFS turned 619 counted buildings into the percentiles shown above for Minor. The exposure-zones guide covers what Minor's dominant direct exposure actually means, with real examples from across the dataset.