Minocqua, WI
Minocqua, WI's wildfire risk, in USFS's own numbers
Minocqua sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 606 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Minocqua at the 16th percentile, close to its 17th-percentile risk score.
Minocqua's building exposure, zone by zone
51.2% of Minocqua's 606 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 43.6% Direct and 5.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Minocqua compares
Minocqua's risk sits at a similar level relative to Wisconsin (22nd percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Minocqua ranks 26,208 for wildfire risk (1 is highest) and 15,756 by building count (1 is largest). Within Wisconsin alone, it ranks 629 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Minocqua and the insurance market
At the 17th national percentile, Minocqua rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 51.2% of Minocqua's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Minocqua's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Minocqua, see the exposure-zones guide.