Minoa, NY
Minoa, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Minoa at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,402 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minoa at the 9th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Minoa's buildings actually sit
USFS puts 60.3% of Minoa's 1,402 buildings in the Indirect exposure zone, versus 33.7% Direct and 6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Minoa compares
Minoa's risk sits at a similar level relative to New York (20th percentile statewide) as it does nationally (9th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Minoa ranks 28,691 for wildfire risk (1 is highest) and 9,622 by building count (1 is largest). Within New York alone, it ranks 1,027 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Minoa
At the 9th national percentile, Minoa rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Minoa
Minoa's 60.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Minoa's figures come from
Minoa's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Minoa's dominant indirect exposure actually means, with real examples from across the dataset.