Minnesott Beach, NC
Minnesott Beach wildfire risk explained
Minnesott Beach's 433 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Minnesott Beach's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Where Minnesott Beach's buildings actually sit
87.5% of Minnesott Beach's 433 buildings sit in USFS's Direct exposure zone, roughly 379 structures close enough to burnable vegetation for flame contact, not just embers — 8.1% fall in the Indirect, ember-only zone and 4.4% are Minimal.
Minnesott Beach against the rest of the country
There's little gap between Minnesott Beach's 75th national percentile and its 77th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Minnesott Beach ranks 7,793 for wildfire risk (1 is highest) and 18,590 by building count (1 is largest). Within North Carolina alone, it ranks 175 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 75th percentile nationally, Minnesott Beach carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Minnesott Beach
Because Direct exposure dominates in Minnesott Beach (87.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Minnesott Beach's figures come from
Every one of the two percentiles behind Minnesott Beach's 7,793-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Minnesott Beach's dominant direct exposure actually means, with real examples from across the dataset.