Minneola, FL
How exposed is Minneola to wildfire?
Minneola sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 4,881 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minneola at the 86th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Minneola's building exposure, zone by zone
Most of Minneola's buildings (54.2% of 4,881) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Minneola against the rest of the country
Inside Florida, Minneola sits at just the 60th percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Minneola ranks 5,070 for wildfire risk (1 is highest) and 3,504 by building count (1 is largest). Within Florida alone, it ranks 378 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Minneola and the insurance market
At the 84th percentile nationally, Minneola carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Minneola's 54.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Minneola's figures come from
Minneola's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Minneola's dominant minimal exposure actually means, with real examples from across the dataset.