Minier, IL
Minier wildfire risk explained
USFS scores Minier at the 1st national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 710 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Minier at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
Only 5.4% of Minier's 710 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Minier against the rest of the country
There's little gap between Minier's 1st national percentile and its 7th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Minier ranks 31,290 for wildfire risk (1 is highest) and 14,560 by building count (1 is largest). Within Illinois alone, it ranks 1,338 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Minier's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 94.7% of Minier outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 710 counted buildings into the percentiles shown above for Minier. For more on what minimal exposure implies beyond Minier, see the exposure-zones guide.