Mingo, IA
How exposed is Mingo to wildfire?
USFS scores Mingo at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 223 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mingo at the 30th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Mingo's buildings actually sit
Only 43.1% of Mingo's 223 buildings carry Direct exposure and 0% carry Indirect; the remaining 57% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Mingo ranks
Mingo scores 30th nationally and 45th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mingo ranks 22,023 for wildfire risk (1 is highest) and 24,011 by building count (1 is largest). Within Iowa alone, it ranks 562 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Mingo's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Mingo
With 57% of buildings rated Minimal exposure, Mingo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mingo's figures come from
Mingo's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Mingo's dominant minimal exposure actually means, with real examples from across the dataset.