Minetto, NY
How exposed is Minetto to wildfire?
Out of every US place USFS scores, Minetto lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 712 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Minetto at the 9th percentile, close to its 10th-percentile risk score.
Where Minetto's buildings actually sit
92.3% of Minetto's 712 buildings sit in USFS's Direct exposure zone, roughly 657 structures close enough to burnable vegetation for flame contact, not just embers — 7.3% fall in the Indirect, ember-only zone and 0.4% are Minimal.
How Minetto compares
There's little gap between Minetto's 10th national percentile and its 22nd percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Minetto ranks 28,502 for wildfire risk (1 is highest) and 14,539 by building count (1 is largest). Within New York alone, it ranks 1,002 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Minetto and the insurance market
Minetto's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Minetto (92.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Minetto's 28,502-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Minetto, see the exposure-zones guide.