Minerva Park, OH
Minerva Park wildfire risk explained
USFS's Wildfire Risk to Communities model puts Minerva Park at the 9th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 827 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minerva Park at the 10th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 79.8% of Minerva Park's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Minerva Park compares
Compare Minerva Park's two percentiles: 30th within Ohio, only 9th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Minerva Park ranks 28,817 for wildfire risk (1 is highest) and 13,379 by building count (1 is largest). Within Ohio alone, it ranks 884 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Minerva Park's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 79.8% of buildings rated Minimal exposure, Minerva Park gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Minerva Park's figures come from
Minerva Park's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Minerva Park's dominant minimal exposure actually means, with real examples from across the dataset.