Minerva, OH
How exposed is Minerva to wildfire?
Out of every US place USFS scores, Minerva lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,119 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minerva at the 35th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 82.6% of Minerva's 2,119 buildings in the Indirect exposure zone, versus 17.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Minerva against the rest of the country
Within Ohio, Minerva ranks higher (75th percentile) than it does nationally (34th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Minerva ranks 20,777 for wildfire risk (1 is highest) and 7,145 by building count (1 is largest). Within Ohio alone, it ranks 324 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Minerva
Minerva's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Minerva
With ember exposure the dominant pattern in Minerva (82.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,119 counted buildings into the percentiles shown above for Minerva. For more on what indirect exposure implies beyond Minerva, see the exposure-zones guide.