Mineral Wells, TX
Mineral Wells wildfire risk explained
Out of every US place USFS scores, Mineral Wells lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 8,024 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mineral Wells at the 92nd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Mineral Wells's building exposure, zone by zone
Most of Mineral Wells's buildings (45.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 8,024 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Mineral Wells ranks
There's little gap between Mineral Wells's 93rd national percentile and its 91st percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Mineral Wells ranks 2,311 for wildfire risk (1 is highest) and 2,102 by building count (1 is largest). Within Texas alone, it ranks 169 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Mineral Wells and the insurance market
At the 93rd percentile nationally, Mineral Wells carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Mineral Wells
Mineral Wells's 45.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Mineral Wells's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Mineral Wells, see the exposure-zones guide.