Mineral Springs, NC
Mineral Springs, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Mineral Springs lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,933 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mineral Springs's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Mineral Springs's buildings actually sit
96.2% of Mineral Springs's 1,933 buildings sit in USFS's Direct exposure zone, roughly 1,859 structures close enough to burnable vegetation for flame contact, not just embers — 3.8% fall in the Indirect, ember-only zone and 0% are Minimal.
How Mineral Springs compares
Mineral Springs's 33rd national percentile looks worse in isolation than its 5th ranking inside North Carolina does — this place is on the milder end for its own state, by 28 points. Among the 31,521 US communities USFS scores, Mineral Springs ranks 21,281 for wildfire risk (1 is highest) and 7,671 by building count (1 is largest). Within North Carolina alone, it ranks 738 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Mineral Springs's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Mineral Springs (96.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Mineral Springs's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Mineral Springs, see the exposure-zones guide.