Mineral Point, WI
Mineral Point wildfire risk explained
USFS scores Mineral Point at the 32nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,492 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mineral Point's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Mineral Point (76.7% of 1,492 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 23.3% sit in the Direct zone.
Mineral Point against the rest of the country
Compare Mineral Point's two percentiles: 72nd within Wisconsin, only 32nd nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Mineral Point ranks 21,386 for wildfire risk (1 is highest) and 9,207 by building count (1 is largest). Within Wisconsin alone, it ranks 225 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Mineral Point and the insurance market
Mineral Point's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Mineral Point
With ember exposure the dominant pattern in Mineral Point (76.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Mineral Point's figures come from
Every one of the two percentiles behind Mineral Point's 21,386-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mineral Point's dominant indirect exposure actually means, with real examples from across the dataset.