Mineral, IL
How exposed is Mineral to wildfire?
Out of every US place USFS scores, Mineral lands at the 1st percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 241 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Mineral at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Mineral rates 86.7% Minimal exposure against just 13.3% Direct and 0% Indirect — of 241 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Mineral against the rest of the country
Mineral scores 1st nationally and 9th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mineral ranks 31,196 for wildfire risk (1 is highest) and 23,420 by building count (1 is largest). Within Illinois alone, it ranks 1,310 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Mineral and the insurance market
Mineral's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Mineral's 86.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Mineral's figures come from
Every one of the two percentiles behind Mineral's 31,196-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mineral's dominant minimal exposure actually means, with real examples from across the dataset.