Mineral Bluff, GA
Mineral Bluff, GA's wildfire risk, in USFS's own numbers
Mineral Bluff sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 175 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mineral Bluff's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 88% of Mineral Bluff's buildings as Direct exposure, higher than its 12% Indirect share and far above its 0% Minimal share — a profile where 154 structures sit close enough to vegetation that lot clearing matters most.
How Mineral Bluff compares
Mineral Bluff scores 84th nationally and 95th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Mineral Bluff ranks 5,075 for wildfire risk (1 is highest) and 25,816 by building count (1 is largest). Within Georgia alone, it ranks 34 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 84th percentile nationally, Mineral Bluff carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Mineral Bluff
Because Direct exposure dominates in Mineral Bluff (88%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mineral Bluff's figures come from
Every one of the two percentiles behind Mineral Bluff's 5,075-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mineral Bluff's dominant direct exposure actually means, with real examples from across the dataset.