Miner, MO
Miner, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Miner lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 792 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Miner at the 7th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Miner's buildings actually sit
Only 11.6% of Miner's 792 buildings carry Direct exposure and 0% carry Indirect; the remaining 88.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Miner ranks
There's little gap between Miner's 6th national percentile and its 4th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Miner ranks 29,726 for wildfire risk (1 is highest) and 13,711 by building count (1 is largest). Within Missouri alone, it ranks 1,016 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Miner and the insurance market
Miner's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 88.4% of Miner outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 792 counted buildings into the percentiles shown above for Miner. For more on what minimal exposure implies beyond Miner, see the exposure-zones guide.