Mineola, NY
How exposed is Mineola to wildfire?
USFS's Wildfire Risk to Communities model puts Mineola at the 26th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,120 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mineola's burn probability — fire likelihood with no building count factored in — sits at the 31st percentile nationally.
Where Mineola's buildings actually sit
Only 0.1% of Mineola's 6,120 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,120 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Mineola compares
Mineola's 55th-percentile standing inside New York outpaces its 26th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Mineola ranks 23,264 for wildfire risk (1 is highest) and 2,831 by building count (1 is largest). Within New York alone, it ranks 586 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Mineola's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 99.9% of buildings rated Minimal exposure, Mineola gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Mineola's figures come from
The methodology guide shows exactly how USFS turned 6,120 counted buildings into the percentiles shown above for Mineola. The exposure-zones guide covers what Mineola's dominant minimal exposure actually means, with real examples from across the dataset.