Minden, NE
Minden, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Minden at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,845 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Minden at the 4th percentile, close to its 5th-percentile risk score.
What "at risk" means for the buildings here
Most of Minden's buildings (96.6% of 1,845) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Minden compares
There's little gap between Minden's 5th national percentile and its 1st percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Minden ranks 30,014 for wildfire risk (1 is highest) and 7,925 by building count (1 is largest). Within Nebraska alone, it ranks 576 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Minden's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Minden
Even with 96.6% of Minden outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Minden's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Minden, see the exposure-zones guide.