Minden City, MI
Minden City, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Minden City at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 190 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minden City at the 1st national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Minden City's buildings actually sit
Most of Minden City's buildings (77.9% of 190) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Minden City ranks
There's little gap between Minden City's 1st national percentile and its 1st percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Minden City ranks 31,211 for wildfire risk (1 is highest) and 25,248 by building count (1 is largest). Within Michigan alone, it ranks 740 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Minden City's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 77.9% of buildings rated Minimal exposure, Minden City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Minden City's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Minden City, see the exposure-zones guide.