Minco, OK
Minco, OK's wildfire risk, in USFS's own numbers
Minco sits at the 87th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,179 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Minco at the 87th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Minco's building exposure, zone by zone
Most of Minco's buildings (56.3% of 1,179) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Minco compares
Inside Oklahoma, Minco sits at just the 38th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Minco ranks 3,978 for wildfire risk (1 is highest) and 10,777 by building count (1 is largest). Within Oklahoma alone, it ranks 520 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
At the 87th percentile nationally, Minco carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 56.3% of Minco outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,179 counted buildings into the percentiles shown above for Minco. For more on what minimal exposure implies beyond Minco, see the exposure-zones guide.