Mims, FL
Mims, FL's wildfire risk, in USFS's own numbers
Mims sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 5,019 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Mims's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Mims's building exposure, zone by zone
USFS classifies 65.9% of Mims's buildings as Direct exposure, higher than its 25.1% Indirect share and far above its 9% Minimal share — a profile where 3,307 structures sit close enough to vegetation that lot clearing matters most. At 5,019 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Mims against the rest of the country
Mims's risk sits at a similar level relative to Florida (89th percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Mims ranks 1,914 for wildfire risk (1 is highest) and 3,420 by building count (1 is largest). Within Florida alone, it ranks 104 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Mims
Mims's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Mims
Because Direct exposure dominates in Mims (65.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Mims's figures come from
Every one of the two percentiles behind Mims's 1,914-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Mims's dominant direct exposure actually means, with real examples from across the dataset.