Miltona, MN
How exposed is Miltona to wildfire?
USFS's Wildfire Risk to Communities model puts Miltona at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 240 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Miltona's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
What "at risk" means for the buildings here
Most of Miltona's buildings (51.3% of 240) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Miltona against the rest of the country
Miltona's 92nd-percentile standing inside Minnesota outpaces its 68th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Miltona ranks 9,991 for wildfire risk (1 is highest) and 23,466 by building count (1 is largest). Within Minnesota alone, it ranks 72 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Miltona's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Miltona
Miltona's 51.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Miltona's figures come from
Miltona's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Miltona's dominant minimal exposure actually means, with real examples from across the dataset.