Milton, WI
Milton wildfire risk explained
Out of every US place USFS scores, Milton lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,468 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Milton's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
Where Milton's buildings actually sit
Only 20.2% of Milton's 2,468 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Milton ranks
Milton's risk sits at a similar level relative to Wisconsin (25th percentile statewide) as it does nationally (18th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Milton ranks 25,830 for wildfire risk (1 is highest) and 6,359 by building count (1 is largest). Within Wisconsin alone, it ranks 610 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Milton's low wildfire rating (18th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 79.8% of Milton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Milton's figures come from
The methodology guide shows exactly how USFS turned 2,468 counted buildings into the percentiles shown above for Milton. The exposure-zones guide covers what Milton's dominant minimal exposure actually means, with real examples from across the dataset.