Milton (Saratoga), NY
How exposed is Milton (Saratoga) to wildfire?
USFS scores Milton (Saratoga) at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,612 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Milton (Saratoga)'s burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Where Milton (Saratoga)'s buildings actually sit
Most of Milton (Saratoga)'s buildings (58.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Milton (Saratoga) ranks
Milton (Saratoga)'s 50th-percentile standing inside New York outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Milton (Saratoga) ranks 24,026 for wildfire risk (1 is highest) and 8,722 by building count (1 is largest). Within New York alone, it ranks 640 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 24th national percentile, Milton (Saratoga) rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Milton (Saratoga)'s 58.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Milton (Saratoga)'s figures come from
Milton (Saratoga)'s 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Milton (Saratoga)'s dominant indirect exposure actually means, with real examples from across the dataset.