Milton, PA
Milton wildfire risk explained
USFS scores Milton at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 2,716 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milton at the 14th percentile, close to its 13th-percentile risk score.
What "at risk" means for the buildings here
Milton rates 68.8% Minimal exposure against just 11.2% Direct and 20% Indirect — of 2,716 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Milton against the rest of the country
Milton scores 13th nationally and 12th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Milton ranks 27,464 for wildfire risk (1 is highest) and 5,905 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,760 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Milton and the insurance market
Milton's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 68.8% of Milton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Milton's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Milton, see the exposure-zones guide.