Milton, NC
Milton wildfire risk explained
Milton's 158 buildings earn a 45th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Milton at the 47th percentile, close to its 45th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 100% of Milton's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 158 structures sit close enough to vegetation that lot clearing matters most.
Where Milton ranks
Milton's 45th national percentile looks worse in isolation than its 26th ranking inside North Carolina does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Milton ranks 17,280 for wildfire risk (1 is highest) and 26,541 by building count (1 is largest). Within North Carolina alone, it ranks 570 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Milton's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Milton
Because Direct exposure dominates in Milton (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Milton's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Milton, see the exposure-zones guide.