Milo, MO
Milo wildfire risk explained
Out of every US place USFS scores, Milo lands at the 61st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 61 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Milo at the 63rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Milo's buildings actually sit
USFS classifies 59% of Milo's buildings as Direct exposure, higher than its 0% Indirect share and far above its 41% Minimal share — a profile where 36 structures sit close enough to vegetation that lot clearing matters most.
Where Milo ranks
Milo scores 61st nationally and 59th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Milo ranks 12,234 for wildfire risk (1 is highest) and 30,625 by building count (1 is largest). Within Missouri alone, it ranks 433 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Milo and the insurance market
Milo's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Milo's 59% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Milo's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Milo, see the exposure-zones guide.