Millwood, WA
Millwood, WA's wildfire risk, in USFS's own numbers
Millwood sits at the 39th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,159 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Millwood at the 39th percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
Only 1.9% of Millwood's 1,159 buildings carry Direct exposure and 19.4% carry Indirect; the remaining 78.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Millwood compares
Millwood's 57th-percentile standing inside Washington outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Millwood ranks 19,179 for wildfire risk (1 is highest) and 10,900 by building count (1 is largest). Within Washington alone, it ranks 273 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
Millwood's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Millwood
With 78.7% of buildings rated Minimal exposure, Millwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Millwood's figures come from
The methodology guide shows exactly how USFS turned 1,159 counted buildings into the percentiles shown above for Millwood. The exposure-zones guide covers what Millwood's dominant minimal exposure actually means, with real examples from across the dataset.