Millwood, GA
How exposed is Millwood to wildfire?
Out of every US place USFS scores, Millwood lands at the 73rd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 56 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Millwood's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
What "at risk" means for the buildings here
Of Millwood's 56 counted buildings, 96.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Millwood compares
There's little gap between Millwood's 73rd national percentile and its 75th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Millwood ranks 8,604 for wildfire risk (1 is highest) and 30,760 by building count (1 is largest). Within Georgia alone, it ranks 168 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Millwood's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Millwood
Because Direct exposure dominates in Millwood (96.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 56 counted buildings into the percentiles shown above for Millwood. For more on what direct exposure implies beyond Millwood, see the exposure-zones guide.